CONVENTIONAL LOAN APPLICATION INSTRUCTIONS

1-877-981-LOAN


Loans4less

Closing Costs Are Guaranteed



Please complete the following steps:

  1. COMPLETE THE SECURE ONLINE LOAN APPLICATION

    Our online loan application is on a secure server. The protection of your personal information is our top priority.

    Click this link to begin the loan application: SECURE ONLINE LOAN APPLICATION


  2. UPLOAD YOUR SUPPORTING DOCUMENTATION

    Please request your upload link by completing fast inquiry form: CLICK HERE

    The protection of your personal information is our top priority.

    SUPPORTING DOCUMENTATION:
    1. 2018 & 2017 W2 and Pay Stub.
    2. 2018 & 2017 Federal Tax 1040 Return all schedules/pages.
    3. 2018 & 2017 Federal Tax 1120 /1065 Return, 25% Owner/Self Employed.
    4. Retired Borrowers - Social Security/Pension Award Letter.
    5. Bank/Asset Statements all PDF pages for past two months.
    6. Copy of Driver's License or Government Issued Photo ID.
    7. Home Owner's Insurance Declaration page for all owned properties.
    8. Mortgage Statement for all properties.
    9. HELOC Note Agreement, if Subordination.
    10. Purchase: Realtor & Insurance Agent contacts.
    11. Purchase: Residential Purchase Agreement.

  3. LOANS4LESS.COM IS NOT COMPENSATED ON THE INTEREST RATE. THE LENDER-PAID BROKER COMPENSATION IS BASED ON THE LOAN AMOUNT. CLOSING COSTS CAN BE OFFSET WITH LENDER REBATE CREDIT. PLEASE VIEW LOANS4LESS.COM RATE SHEET AND GUARANTEED CLOSING COSTS

  4. ASSUMING MORE DEBT OR INCREASING CREDIT LINES DURING UNDERWRITING INCREASES DEBT TO INCOME RATIOS WHICH COULD HARM YOUR LOAN QUALIFICATION. 

  5. CONSUMER RESOURCES: 

Loans4less Steven M. Hershman
Broker & Loan Originator  NMLS # 235217
P: 877-981-5626
P: 310-540-0157 ext. 103
C: 310-408-1058
E: steve@loans4less.com

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Loans4Less® Toll Free 1-877-981-LOAN  •  310-540-0157  •  info@loans4less.com

Union Discount Mortgage, Inc. NMLS ID: 235831




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