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LENDER/BROKER AND CREDIT FEES GUARANTEED. RATE/POINTS GUARANTEED IF LOCKED THRU EXPIRATION DATE. UNLESS STATED 30 DAY RATE LOCKS ARE POSTED. TO LOCK IN A RATE PLEASE
CALL TOLL FREE 877-981-LOAN. WHEN LOCKED, POSTED RATES ARE DELIVERED. DUE TO U.S. TREASURY SECURITIES MARKETS, RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. LENDER/BROKER AND CREDIT FEES GUARANTEED. RATE/POINTS GUARANTEED IF LOCKED THRU EXPIRATION DATE.
| Last update: November 20, 2008 10:28 AM PST |
| CALL FOR GSE $729,750 SPECIAL RATE & TERMS |
| Conforming Loan Programs |
Conforming rates for loans up to $417,000.
If you don't find the rate you're looking for,
CLICK HERE to let us know what rate YOU want! |
| Program |
Rates |
Points |
APR |
30 yr Fixed Conforming
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
30 DAY LOCK. AUTO FLOAT DOWN.
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5.875 |
0.000 |
5.920 |
| 5.750 |
0.625 |
5.853 |
| 5.625 |
1.125 |
5.774 |
| 5.500 |
1.500 |
5.683 |
| 5.375 |
2.375 |
5.638 |
15 yr Fixed Conforming
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
30 DAY LOCK. AUTO FLOAT DOWN.
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5.625 |
0.000 |
5.700 |
| 5.500 |
0.375 |
5.633 |
| 5.375 |
0.875 |
5.586 |
| 5.250 |
1.375 |
5.538 |
| 5.000 |
2.000 |
5.384 |
3/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/1/6; LIBOR + 2.750% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY. |
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5/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/2/5; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY. |
5.750 |
0.000 |
5.429 |
| 5.625 |
0.250 |
5.403 |
| 5.500 |
0.625 |
5.390 |
| 5.375 |
1.000 |
5.376 |
| 5.000 |
2.250 |
5.346 |
7/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/2/5; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY. |
6.000 |
0.000 |
5.627 |
| 5.875 |
0.250 |
5.587 |
| 5.750 |
0.500 |
5.546 |
| 5.625 |
0.875 |
5.517 |
| 5.375 |
2.000 |
5.494 |
10/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/2/5; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY.
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Adjustable
1/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN. |
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| Jumbo Loan Programs |
Jumbo rates for loans over $417,000.
If you don't find the rate you're looking for,
CLICK HERE to let us know what rate YOU want! |
| Program |
Rates |
Points |
APR |
30 yr Fixed Jumbo
POSTED RATES ARE DELIVERED.
NO PREPAYMENT PENALTY.
30 DAY LOCK. AUTO FLOAT DOWN.
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6.250 |
0.000 |
6.273 |
| 6.125 |
0.250 |
6.171 |
| 6.000 |
0.625 |
6.081 |
| 5.875 |
1.000 |
5.991 |
| 5.625 |
2.000 |
5.833 |
15 yr Fixed Jumbo
POSTED RATES ARE DELIVERED.
NO PREPAYMENT PENALTY.
30 DAY LOCK. AUTO FLOAT DOWN.
|
5.875 |
0.000 |
5.913 |
| 5.750 |
0.250 |
5.827 |
| 5.625 |
0.625 |
5.760 |
| 5.500 |
1.000 |
5.693 |
| 5.250 |
2.000 |
5.599 |
3/1 Jumbo ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
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5/1 Jumbo ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; LIBOR + 2.500% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY.
|
5.750 |
0.000 |
5.562 |
| 5.625 |
0.250 |
5.537 |
| 5.500 |
0.500 |
5.512 |
| 5.375 |
1.000 |
5.509 |
| 5.125 |
2.000 |
5.505 |
7/1 Jumbo ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; LIBOR + 2.500% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
CALL FOR INTEREST ONLY.
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6.000 |
0.000 |
5.223 |
| 5.875 |
0.375 |
5.193 |
| 5.750 |
0.875 |
5.175 |
| 5.625 |
1.250 |
5.146 |
| 5.375 |
2.250 |
5.110 |
10/1 Jumbo ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 5/2/5; LIBOR + 2.250% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN.
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Jumbo Adjustable
1/1 ARM
POSTED RATES ARE DELIVERED. NO PREPAYMENT PENALTY.
CAPS 2/2/6; 2.25% MARGIN. 30 DAY LOCK. AUTO FLOAT DOWN. |
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UNLESS STATED 30 DAY RATE LOCKS ARE POSTED. TO LOCK IN A RATE PLEASE
CALL TOLL FREE 877-981-5626. WHEN LOCKED, POSTED RATES ARE DELIVERED.
DUE TO U.S. TREASURY SECURITIES MARKETS; RATES, TERMS, AND ARM INDEXES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
LENDER/BROKER AND CREDIT REPORT FEES GUARANTEED.
RATE/POINTS GUARANTEED IF LOCKED THROUGH EXPIRATION DATE.
DISCLOSURE OF IMPORTANT LOAN TERMS
Additional Loan Programs
If you don't find the rate you're looking for,
CLICK HERE to let us know what rate YOU want!
Today's Special
| Program |
Rates |
Points |
APR |
Jumbo 5/1 ARM
No Prepayment Penalty.
30 Day Lock with Auto Float Down! |
5.875% |
0.000 |
5.952% |
Rates are current as of Nov 20, 2008
| Program |
Rates |
Points |
APR |
Conforming 30 Year Fixed 'No Cost'.
Phone Lock & 'Float Down' 30 days. 'No Costs.' Min. $350K. |
6.250% |
0.000 |
6.260% |
Conforming 15 Year Fixed 'No Cost'.
Phone Lock & 'Float Down' 30 days. 'No Cost'. Min. $350K. |
6.000% |
0.000 |
6.011% |
Jumbo/Conforming 30 Year Fixed 'No Cost'.
Phone Lock & 'Float Down' 30 days. 'No Costs.' Min. $600K. |
6.375% |
0.000 |
6.385% |
Jumbo/Conforming 15 Year Fixed 'No Cost'.
Phone Lock & 'Float Down' 30 days. 'No Costs.' Min. $600K. |
6.250% |
0.000 |
6.261% |
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Home Equity Rates
If you don't find the rate you're looking for,
CLICK HERE to let us know what rate YOU want! |
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Union Discount Mortgage, Inc. is licensed by the California Dept. of Real Estate, Real Estate Broker License Number 01166995. Union Discount Mortgage, Inc., a California Corporation dba Loans4Less is a wholly owned subsidiary of Loans4Less.com, Inc. a Delaware Corporation and is hereby advertised as Loans4Less.com/California.
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