The closing costs are similar for most loan programs. What makes a difference is the size of your loan amount and the pricing we confirm for you when the loan is actually locked in. Some quoted rates provide for Rebate Credit Points which are a $ credit towards the non-recurring closing costs.
To apply please print, complete and sign all forms in the Application Kit.
Sign the good faith estimate and TIL Disclosure.
Also include the following income and asset documentation:
1) Last 2 years W2's
2) Most recent pay stubs covering a 30 day period, if applicable.
3) 2 months reserve statements. Example: savings, retirement, stocks, etc.
4) 2 years Federal 1040's all pages. If you have investment property and/or other business interests.
Please include all consecutive pages of actual statements. We can not accept a screen shot or print out of your balances. Most institutions allow you to download a copy of your complete statements through online banking. You may scan and email to realtyloan@aol.com the completed package or fax it to (310) 316-1573.
Don't hesitate to call (877) 981-5626 with any questions. Thank you.